Like many people, you may spend decades putting money into your IRA and your 401(k) or similar employer-sponsored retirement plan. But eventually you will want to take this money out – if yo... Read more

If you want to help pay for your children’s college educations, you might want to consider contributing to a 529 plan. With this plan, your earnings grow federally tax-free, as long as the w... Read more

We’re officially in autumn – the season when we bring in what we planted in the spring. But the concept of planting and gathering isn’t confined to agriculture. In fact, it can be used in ma... Read more

How were you raised to perceive money?   As a child through unforeseen circumstances, my mother was left raising three young children.  There were times when we were asked to look through ou... Read more

Summer is here – and so is vacation season. Americans spend a lot on their summer getaways – more than $100 billion in 2017 alone, as reported in Travel and Leisure magazine. When you hit th... Read more

Do you like hats?  I do, especially as Summer comes around.  You might say that my “Irish Blood” instinctively draws me away from the sun, perhaps it is because I am now in the ‘50’ club, or... Read more

Columbus Day is observed on October 9. And while it may be true that Leif Erikson and the Vikings beat Columbus to the New World, Columbus Day nonetheless remains important in the public eye... Read more

What’s the market doing today?  Are interest rates going up again?  Should I believe the predictions from the talking head on TV?  Should I sell that one investment that hasn’t been doing we... Read more

A.C.T.I.O.N. Asset Allocation How you divide up your investments is called your asset allocation. You could invest in only one or a combination of cash, bonds, stocks and alternatives. The p... Read more